2021 Chevrolet Silverado - Lemon Law

The Lemon Law process in Michigan may be quick and painless, or slow and frustrating. This article explains the legal process of Michigan's Lemon Law

Many auto owners are waiting too long for repairs because parts are not available. Being proactive can often lead to a resolution that will get you back on the road. If you live in Michigan and your vehicle has been out of service more than 30 days, consider a Lemon Law claim and feel free to contact me at (248) 246-6353

If you receive a letter from a debt collector, the Fair Debt Collection Practices Act, (“FDCPA”), allows you a 30-day window to dispute the debt.  Your dispute must be in writing, and it requires the debt collector to take very specific action. This dispute letter is a very important tool for con...

In sum, the amount and content of the debt collection efforts are taken in a case-by-case basis to establish abuse. The FDCPA does not prohibit debt collectors from employing legitimate, reasonable, non-abusive means to collect debt. But now, debt collectors are limited to a definitive amount of collection calls, (7 times during one week).

Lemon vehicles. How to address transmission defects in Chevrolet, GMC, Buick and Cadillac vehicles

Lemon Law litigation oftentimes involves subtle issues such as intermittent problems, hesitations or jerking during acceleration, or unusual transmission shifts. In recent years, navigation defects in vehicles have been a very common problem. In such cases, lemon law expert witness testimony is critical in providing neutral analysis of the vehicle’s performance. If you have a Lemon Law case that requires a high degree of technical expertise, I encourage you to contact me for a free consultation.

In sum, to set your case up properly, you should send the final repair letter as described above. My clients have received repurchase offers without the final repair process. However, it is prudent to follow the mandates of the law to make sure you are on the winning side.

If you have a pending civil or criminal case in Michigan, your case has likely been delayed. Most civil cases, including Lemon Law cases currently filed in Michigan Courts have been delayed for at least 60 days.

The old English principle of Caveat Emptor (let the buyer beware), is a very good rule to remember when you are purchasing a used vehicle. Generally, the Michigan Lemon Law does NOT apply to used vehicles. (Unless it is covered by a manufacturer's express warranty at the time of purchase or lease...

You look down at your phone and it's another unidentified caller.  The stress and frustration of dealing with debt is real.  However, if you are receiving collection calls from an aggressive debt collector, it just may be a scam. Is It Your Debt? If you have no idea what debt the collector is t...

There are many strategies when it comes to disputing derogatory information on your credit report(s). You can find dozens of different ideas and samples on the internet, or you can hire a credit repair professional or a lawyer.  The Big 3 credit bureaus, (Equifax, Experian and Transunion), allow ...

While intermittent defects are very frustrating, you should never give up the fight to prove your case

A Michigan Lemon Law case can be very simple or complex, depending on many factors. The anatomy of your case is covered here.

Having a 30-day late payment on your credit report is damaging. It will cause an immediate drop in your credit score and affect your ability to obtain lower interest rates and quality credit. Consumers often ask me how creditors determine the passing of 30 days. It's not as simple as you may thin...

The Michigan Lemon Law does not apply to RV's, boats and motorcycles, you still may have a remedy. There are alternative state and federal laws that apply to these vehicles, including the Magnuson-Moss Warranty Act, and U.C.C. breach of warranty. The Alexander Law firm accepts all qualifying defective product cases, including recreational vehicles, boats, ATV's and motorcycles.

Your recovery under Michigan’s Lemon Law is dependent on multiple factors. If you have any questions or doubts about whether you have a Lemon vehicle, or what you may be entitled to under the law, please contact the Alexander Law Firm at (248) 246-6353.

Are you in the market for a mortgage? Know this rule: Dont dispute derogatory credit right before or during the mortgage application process. Everyone knows you have get your credit in the best possible shape prior to applying for a mortgage. Credit repair is the almost always a good idea. But c...

The Adam Alexander Law Firm is featured in this weeks Detroit Legal News! Check it out and get to know Adam S. Alexander, The Consumer Crusader! Click here to see our feature! 

If you think identity theft can never happen to you, think again. According to the Federal Trade Commission, millions of individuals have their identities stolen every year. Identity theft can be terrifying, to say the least. Knowing what steps to take to regain your identity, however, can help y...

Identify theft is one of the most pernicious crimes that exists in the modern world. Through computer hacking and other methods, a criminal can get possession of your bank and credit information and clean you out just as surely as if he had demanded your wallet at gunpoint. Straightening the matt...

Perhaps you overspent and couldnt afford your credit card payments, or maybe you lost your job and found yourself unable to pay. Regardless of why, you may be looking at a poor credit score. Fortunately, credit scores are ever changing and you can improve a poor score. Here are three ways you ca...

Identify theft is at the top of the list of consumer complaints filed with the FTC. There are many ways to steal someones identity, and once a thief has your personal information, they can max out your credit cards, completely rain your bank account, and ruin your credit score. Common identity t...

Nothing is more frustrating than being the owner or lessee of a lemon.  Multiple trips to the dealership can be extremely inconvenient, especially when motorists have to deal with being without their vehicle for long periods of time.  Fortunately, Michigan law protects owners and lessees who find...

Most people are no stranger to credit. Whether its a credit card, a mortgage, or a car loan, youll most likely take advantage of at least one line of credit at some point in your life. One factor that helps the companies that supply credit determine whether or not you qualify for specific lines...

You have choices when it comes to viewing your credit report.  Initially when you apply for credit and are denied, (called an adverse action in credit industry language), you will receive a free credit report.  That report will identify the credit reporting agency (CRA) that provided the report...