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How Long do You Have to Wait For Car Parts?

Posted by Adam Alexander | Nov 17, 2021 | 0 Comments

Many auto owners are waiting too long for repairs because parts are not available. Being proactive can often lead to a resolution that will get you back on the road. If you live in Michigan and your vehicle has been out of service more than 30 days, consider a Lemon Law claim and feel free to contact me at (248) 246-6353

How to Dispute a Debt

Posted by Adam Alexander | Oct 06, 2021 | 0 Comments

If you receive a letter from a debt collector, the Fair Debt Collection Practices Act, (“FDCPA”), allows you a 30-day window to dispute the debt.  Your dispute must be in writing, and it requires the debt collector to take very specific action. This dispute letter is a very important tool for con...

How Many Debt Collector Phone Calls Constitute Harassment?

Posted by Adam Alexander | Oct 06, 2021 | 0 Comments

In sum, the amount and content of the debt collection efforts are taken in a case-by-case basis to establish abuse. The FDCPA does not prohibit debt collectors from employing legitimate, reasonable, non-abusive means to collect debt. But now, debt collectors are limited to a definitive amount of collection calls, (7 times during one week).

Michigan Lemon Law - Do you Need an Expert Witness?

Posted by Adam Alexander | Nov 12, 2020 | 2 Comments

Lemon Law litigation oftentimes involves subtle issues such as intermittent problems, hesitations or jerking during acceleration, or unusual transmission shifts. In recent years, navigation defects in vehicles have been a very common problem. In such cases, lemon law expert witness testimony is critical in providing neutral analysis of the vehicle’s performance. If you have a Lemon Law case that requires a high degree of technical expertise, I encourage you to contact me for a free consultation.

Final Repair Opportunity

Posted by Adam Alexander | Oct 19, 2020 | 0 Comments

In sum, to set your case up properly, you should send the final repair letter as described above. My clients have received repurchase offers without the final repair process. However, it is prudent to follow the mandates of the law to make sure you are on the winning side.

BUYING A USED VEHICLE - YOUR LEGAL RIGHTS

Posted by Adam Alexander | Nov 22, 2019 | 0 Comments

The old English principle of Caveat Emptor (let the buyer beware), is a very good rule to remember when you are purchasing a used vehicle. Generally, the Michigan Lemon Law does NOT apply to used vehicles. (Unless it is covered by a manufacturer's express warranty at the time of purchase or lease...

How to Tell If a Debt Collector is a Scam

Posted by Adam Alexander | Apr 16, 2019 | 0 Comments

You look down at your phone and it's another unidentified caller.  The stress and frustration of dealing with debt is real.  However, if you are receiving collection calls from an aggressive debt collector, it just may be a scam. Is It Your Debt? If you have no idea what debt the collector is t...

Credit Reporting – What is 30 Days Late?

Posted by Adam Alexander | Mar 02, 2019 | 0 Comments

Having a 30-day late payment on your credit report is damaging. It will cause an immediate drop in your credit score and affect your ability to obtain lower interest rates and quality credit. Consumers often ask me how creditors determine the passing of 30 days. It's not as simple as you may thin...

Are RV's, Boats and Motorcycles Covered Under Michigan’s Lemon Law?

Posted by Adam Alexander | Feb 28, 2019 | 0 Comments

The Michigan Lemon Law does not apply to RV's, boats and motorcycles, you still may have a remedy. There are alternative state and federal laws that apply to these vehicles, including the Magnuson-Moss Warranty Act, and U.C.C. breach of warranty. The Alexander Law firm accepts all qualifying defective product cases, including recreational vehicles, boats, ATV's and motorcycles.

Give a Hoot, Don’t Dispute!

Posted by Adam Alexander | Mar 01, 2018 | 0 Comments

Are you in the market for a mortgage? Know this rule: Dont dispute derogatory credit right before or during the mortgage application process. Everyone knows you have get your credit in the best possible shape prior to applying for a mortgage. Credit repair is the almost always a good idea. But c...

Life After Identity Theft- What Happens?

Posted by Adam Alexander | Aug 08, 2017 | 0 Comments

If you think identity theft can never happen to you, think again. According to the Federal Trade Commission, millions of individuals have their identities stolen every year. Identity theft can be terrifying, to say the least. Knowing what steps to take to regain your identity, however, can help y...

Warning Signs of Identity Theft

Posted by Adam Alexander | Aug 04, 2017 | 0 Comments

Identify theft is one of the most pernicious crimes that exists in the modern world. Through computer hacking and other methods, a criminal can get possession of your bank and credit information and clean you out just as surely as if he had demanded your wallet at gunpoint. Straightening the matt...

3 Ways to Rebuild Your Credit

Posted by Adam Alexander | Jul 30, 2017 | 0 Comments

Perhaps you overspent and couldnt afford your credit card payments, or maybe you lost your job and found yourself unable to pay. Regardless of why, you may be looking at a poor credit score. Fortunately, credit scores are ever changing and you can improve a poor score. Here are three ways you ca...

Steps to Take After Your Identity Is Stolen

Posted by Adam Alexander | Jul 27, 2017 | 0 Comments

Identify theft is at the top of the list of consumer complaints filed with the FTC. There are many ways to steal someones identity, and once a thief has your personal information, they can max out your credit cards, completely rain your bank account, and ruin your credit score. Common identity t...

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The legal system can be stressful and overwhelming. As a consumer, you may need a helping hand at a time of financial hardship or emotional stress. Choose the experience and expertise of the Alexander Law Firm to support you during these trying times.

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