Adam Alexander May Be Able To Help With Your Consumer Protection Needs!
Many consumers in Detroit do not understand that there are laws to protect them against debt collectors and creditors. These laws are intended to protect consumers from collection agencies that violate the law and creditors who wrongfully blemish their credit reports.
As your source for Consumer Law Attorney services, I have expert level knowledge and experience utilizing the Fair Debt Collection Practices Act for my clients. I am dedicated to protecting consumers from those who overstep their bounds and misuse the courts.
Our motto: "One Client at a Time" is based on our commitment to individualized legal services that focus on each Livonia client's particular circumstances.
Our firm's goal is to protect Livonia consumers against deceptive, unfair and abusive debt collection and reporting practices. If you feel you have been deceived or treated unfairly, we are here to serve as your Consumer Protection firm.
Borrowers and consumers of credit all have rights under both Michigan state and federal laws. If you're being harassed, sued, or even suffering from an inaccurate credit report, our team can provide the legal assistance you need. We represent consumers on a number of different issues, including:
- Credit card cases -If you have received summons for a credit card lawsuit or found out that a creditor has filed a case against you, we can work on advising you with a defense strategy to protect your rights.
- Telephone Consumer Protection Act (TCPA) -A federal act outlines practices for collectors to seek debt payments via the telephone. If a business or collection agency is contacting you with recorded messages or robocalls, you may be entitled to seek financial amends.
How Can We Help As Your Consumer Protection Firm In Livonia?
Personal, family, and household debts are covered under the FDCPA. This includes money owed for the purchase of an automobile, for medical care, or for credit cards. I have expert level knowledge and vast experience in to utilize these laws to attack those who overstep their bounds and defend you against those who misuse the courts.
You can stop a collector from contacting you by writing a letter to the collection agency telling them to stop. Once they receive your letter, they may not contact you again except to say there will be no further contact. The agency may notify you if the debt collector or the creditor intends to take some specific action.
A debt collector must identify himself/herself as a debt collector and must provide you with a statement that he/she is calling to collect a debt Within five days after you are first contacted, the collector must send you a written notice telling you the amount of money you owe; the name of the creditor to whom you owe the money; and what action to take if you believe you do not owe the money.