Many consumers in Detroit do not understand that there are laws to protect them against debt collectors and creditors. These laws are intended to protect consumers from collection agencies that violate the law and creditors who wrongfully blemish their credit reports.
As your source for Consumer Law Attorney services, I have expert level knowledge and experience utilizing the Fair Debt Collection Practices Act for my clients. I am dedicated to protecting consumers from those who overstep their bounds and misuse the courts.
Our motto: "One Client at a Time" is based on our commitment to individualized legal services that focus on each Southfield client's particular circumstances.
Our firm's goal is to protect Southfield consumers against deceptive, unfair and abusive debt collection and reporting practices. If you feel you have been deceived or treated unfairly, we are here to serve as your Consumer Protection Attorney firm.
Borrowers and consumers of credit all have rights under both Michigan state and federal laws. If you're being harassed, sued, or even suffering from an inaccurate credit report, our team can provide the legal assistance you need. We represent consumers on a number of different issues, including:
- Fair Credit Reporting Act (FCRA) -An unfair or erroneous credit report can make it difficult for you to get a loan. Our firm can work to have your report corrected and pursue monetary damaged to compensate for your trouble.
- Telephone Consumer Protection Act (TCPA) -A federal act outlines practices for collectors to seek debt payments via the telephone. If a business or collection agency is contacting you with recorded messages or robocalls, you may be entitled to seek financial amends.
How Can We Help As Your Consumer Protection Attorney Firm In Southfield?
Personal, family, and household debts are covered under the FDCPA. This includes money owed for the purchase of an automobile, for medical care, or for credit cards. I have expert level knowledge and vast experience in to utilize these laws to attack those who overstep their bounds and defend you against those who misuse the courts.
A debt collector may not contact anyone else about your debt, except to find out where you live and work except they may contact your lawyer, if you have one. Generally, the collector cannot disclose to anyone that you owe money.
A debt collector must identify himself/herself as a debt collector and must provide you with a statement that he/she is calling to collect a debt Within five days after you are first contacted, the collector must send you a written notice telling you the amount of money you owe; the name of the creditor to whom you owe the money; and what action to take if you believe you do not owe the money.