Get The Attention You Deserve With Cons
Many consumers don't know or understand there are laws to protect them against the harsh debt collectors and creditors. These laws are intended to protect consumers from collection agencies that violate the law and creditors who wrongfully blemish their credit reports.
As your source for Consumer Law Attorney services, I have expert level knowledge and experience utilizing the Fair Debt Collection Practices Act for my clients. I am dedicated to protecting consumers from those who overstep their bounds and misuse the courts.
Our motto: "One Client at a Time" is based on our commitment to individualized legal services that focus on each Livonia client's particular circumstances.
At The Alexander Law Firm, we have the experience and tools needed to prosecute debt collectors and creditors who are harassing you and impacting your credit report. We are a full service consumer protection firm committed to helping clients looking for a Consumer Law Attorney firm.
Borrowers and consumers of credit all have rights under both Michigan state and federal laws. If you're being harassed, sued, or even suffering from an inaccurate credit report, our team can provide the legal assistance you need. We represent consumers on a number of different issues, including:
- Fair Credit Reporting Act (FCRA) -An unfair or erroneous credit report can make it difficult for you to get a loan. Our firm can work to have your report corrected and pursue monetary damaged to compensate for your trouble.
- Telephone Consumer Protection Act (TCPA) -A federal act outlines practices for collectors to seek debt payments via the telephone. If a business or collection agency is contacting you with recorded messages or robocalls, you may be entitled to seek financial amends.
How Can We Help As Your Consumer Law Attorney Firm In Livonia?
Personal, family, and household debts are covered under the FDCPA. This includes money owed for the purchase of an automobile, for medical care, or for credit cards. I have expert level knowledge and vast experience in to utilize these laws to attack those who overstep their bounds and defend you against those who misuse the courts.
You can stop a collector from contacting you by writing a letter to the collection agency telling them to stop. Once they receive your letter, they may not contact you again except to say there will be no further contact. The agency may notify you if the debt collector or the creditor intends to take some specific action.
A collector may not contact you if, within 30 days after you are first contacted, you send the collection agency a letter stating you do not owe money. However, a collector can renew collection activities if you are sent proof of the debt, such as a copy of a bill for the amount owed.