Advocating for victims of unfair debt collection and reporting practices.
adam@alexanderfirm.com
248.246.6353
877.652.0183
17200 W, Ten Mile Rd., Suite 200
Southfield, MI 48075
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If you are a victim of deceptive reporting or debt collection practices contact Adam Alexander today!
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“Mr. Alexander stopped the debt collectors from calling me and got me a nice check. He knows his stuff and was professional and courteous through the whole case.”
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Success Stories:
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Experienced Foreclosure Attorney Serving Southfield MI

Looking For An Experienced Foreclosure Attorney in Southfield?

Experienced Foreclosure Attorney In Southfield MI - Adam Alexander - identity-theft

Lemon Laws are state guidelines that protect buyers of cars and other consumer goods from products that do not meet quality or performance standards, often called a "lemon." If you've recently purchased a defective car, motorcycle, truck, or SUV you may be entitled to compensation.


Consumers covered under Lemon Law are individuals who have:

  • Purchased or leased a new vehicle for personal, family or household use and not for the purpose of selling.
  • Entitlement to enforce the requirements of an express warranty pursuant to the terms of that warranty.

In reality, sometimes it's not so easy. Auto manufacturers may use some tricks to frustrate you and prevent you from getting that repurchase or replacement. Common manufacturer defenses can generally be lumped into 6 categories.



The Different Categories Of Lemon Law in Southfield

Owner Abuse/Lack Of Maintenance

Another tactic is the owner abuse theory. The manufacturer will claim that you didn't properly maintain your vehicle, drove your vehicle incorrectly, or added after market items which were the root cause of the defect. This tactic is most common in high performance vehicles or vehicles with after market components or parts such as stereo equipment, (electrical problems), components added to boost power, (transmission and engine defects), or after market tires, (pulling or vibration). However, any engine or transmission defect is a candidate for a lack of maintenance defense. Of course, you should keep your vehicle properly maintained with a documented history of timely oil changes and other maintenance. Also, consult with your dealer to be sure your after market equipment will not void your warranty or cause problems with your vehicle. Hiring a professional who is an authority on such tactics will dramatically increase your odds in a case where owner abuse is alleged.


Not The Same Problem

Additionally, with respect to the 30 days out of service requirement, recent law mandates that the 30 days out of service has to be for the same defect or condition. For example if your vehicle was out of service for severe vibration for 23 days within the first year AND your vehicle was out of service for 21 days for a stalling problem, presumably you would NOT qualify under the Michigan Lemon Law. The total is not 44 days under the previous example. The law requires 30 days for either the vibration or the stalling, (or any other defect or condition which substantially impairs the use or value of the new motor vehicle to the consumer).


Business Purposes

The Lemon Law says that a consumer is "A person who purchases or leases a new motor vehicle for personal, family, or household use, {(MCL 257.1401(a)(I)}. Manufacturers will sometimes argue that you are not entitled to use the Lemon Law if:


You write off your vehicle for tax purposes or purchase your vehicle in the name of your business. There are several legal strategies to fight these allegations and still allow you to recover. Not every attorney knows how to defeat this argument. You need an experienced attorney who understands how to confront and counter the business purpose defense and get you the remedy you desire.



Foreclosure & Identity Theft Lawyer Services in Southfield

You can stop a collector from contacting you by writing a letter to the collection agency telling them to stop. Once they receive your letter, they may not contact you again except to say there will be no further contact. The agency may notify you if the debt collector or the creditor intends to take some specific action.


A collector may not contact you if, within 30 days after you are first contacted, you send the collection agency a letter stating you do not owe money. However, a collector can renew collection activities if you are sent proof of the debt, such as a copy of a bill for the amount owed.


Many consumers in Detroit do not understand that there are laws to protect them against debt collectors and creditors. These laws are intended to protect consumers from collection agencies that violate the law and creditors who wrongfully blemish their credit reports.



If you're looking for an experienced foreclosure attorney in the Southfield area, contact us for more information! Schedule your FREE initial consultation and get the attention you deserve.