Advocating for victims of unfair debt collection and reporting practices.
adam@alexanderfirm.com
248.246.6353
877.652.0183
17200 W, Ten Mile Rd., Suite 200
Southfield, MI 48075
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If you are a victim of deceptive reporting or debt collection practices contact Adam Alexander today!
Success Stories:
“Mr. Alexander stopped the debt collectors from calling me and got me a nice check. He knows his stuff and was professional and courteous through the whole case.”
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Success Stories:
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Experienced Foreclosure Attorney Near Redford MI

Looking For An Experienced Foreclosure Attorney in Redford?

Full-Service Foreclosure Attorney Serving Redford MI - Adam Alexander - identity-theft

Lemon Laws are state guidelines that protect buyers of cars and other consumer goods from products that do not meet quality or performance standards, often called a "lemon." If you've recently purchased a defective car, motorcycle, truck, or SUV you may be entitled to compensation.


Consumers covered under Lemon Law are individuals who have:

  • Purchased or leased a new vehicle for personal, family or household use and not for the purpose of selling.
  • Purchases or leases 10 or more new vehicles a year only if the vehicles are purchased or leased for personal, family or household use.

In reality, sometimes it's not so easy. Auto manufacturers may use some tricks to frustrate you and prevent you from getting that repurchase or replacement. Common manufacturer defenses can generally be lumped into 6 categories.



The Different Categories Of Lemon Law in Redford

Owner Abuse/Lack Of Maintenance

Another tactic is the owner abuse theory. The manufacturer will claim that you didn't properly maintain your vehicle, drove your vehicle incorrectly, or added after market items which were the root cause of the defect. This tactic is most common in high performance vehicles or vehicles with after market components or parts such as stereo equipment, (electrical problems), components added to boost power, (transmission and engine defects), or after market tires, (pulling or vibration). However, any engine or transmission defect is a candidate for a lack of maintenance defense. Of course, you should keep your vehicle properly maintained with a documented history of timely oil changes and other maintenance. Also, consult with your dealer to be sure your after market equipment will not void your warranty or cause problems with your vehicle. Hiring a professional who is an authority on such tactics will dramatically increase your odds in a case where owner abuse is alleged.


Time Limitations

There are countless other ambiguities in the law. Another example is the 4 times out of service provision of the Lemon Law. Does this mean 4 times within the first two years? What if the fourth time occurs over two years after the first repair? What if your vehicle is subject to 4 repairs within the first year and then the dealer fixes it on the 5th attempt?


Business Purposes

The Lemon Law says that a consumer is "A person who purchases or leases a new motor vehicle for personal, family, or household use, {(MCL 257.1401(a)(I)}. Manufacturers will sometimes argue that you are not entitled to use the Lemon Law if:


You write off your vehicle for tax purposes or purchase your vehicle in the name of your business. There are several legal strategies to fight these allegations and still allow you to recover. Not every attorney knows how to defeat this argument. You need an experienced attorney who understands how to confront and counter the business purpose defense and get you the remedy you desire.



Foreclosure & Identity Theft Lawyer Services in Redford

A debt collector may not contact anyone else about your debt, except to find out where you live and work except they may contact your lawyer, if you have one. Generally, the collector cannot disclose to anyone that you owe money.


A collector may not contact you if, within 30 days after you are first contacted, you send the collection agency a letter stating you do not owe money. However, a collector can renew collection activities if you are sent proof of the debt, such as a copy of a bill for the amount owed.


Many consumers don't know or understand there are laws to protect them against the harsh debt collectors and creditors. These laws are intended to protect consumers from collection agencies that violate the law and creditors who wrongfully blemish their credit reports.



If you're looking for a professional foreclosure attorney in the Redford area, contact us for more information! Schedule your FREE initial consultation and get the attention you deserve.