Advocating for victims of unfair debt collection and reporting practices.
adam@alexanderfirm.com
248.246.6353
877.652.0183
17200 W, Ten Mile Rd., Suite 200
Southfield, MI 48075
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If you are a victim of deceptive reporting or debt collection practices contact Adam Alexander today!
Success Stories:
“Mr. Alexander stopped the debt collectors from calling me and got me a nice check. He knows his stuff and was professional and courteous through the whole case.”
- Jake R., Southfield, MI View More
Success Stories:
“I was finally able to live a normal life again without being harrassed by the debt collectors. He has made living my life managable again due to his expertise in the field.”
- Chris P., Detroit, MI View More

Experienced Foreclosure Attorney In Oak Park MI

Looking For An Experienced Foreclosure Attorney in Oak Park?

Experienced Foreclosure Attorney In Oak Park MI - Adam Alexander - identity-theft

Lemon Laws are state guidelines that protect buyers of cars and other consumer goods from products that do not meet quality or performance standards, often called a "lemon." If you've recently purchased a defective car, motorcycle, truck, or SUV you may be entitled to compensation.


Consumers covered under Lemon Law are individuals who have:

  • Purchases or leases less than 10 new vehicles a year.
  • Purchases or leases 10 or more new vehicles a year only if the vehicles are purchased or leased for personal, family or household use.

In reality, sometimes it's not so easy. Auto manufacturers may use some tricks to frustrate you and prevent you from getting that repurchase or replacement. Common manufacturer defenses can generally be lumped into 6 categories.



The Different Categories Of Lemon Law in Oak Park

No Substantial Impairment

To understand if your problem is substantial, and to effectively prosecute your case, you have to employ an attorney who is an expert in the language of the Lemon Law who has dealt with this issue hundreds of times and will fight for your rights. In response to a "substantial impairment defense," Adam S. Alexander, Esq. has utilized creative legal strategies, expert testimony and other evidence to recover for his clients. Be advised that the vast majority of Lemon Law cases are settled quickly and efficiently with no trial or arbitration. However, on those rare occasions where the dispute cannot be settled, you certainly want an expert in your corner.


Time Limitations

Without an attorney who has litigated these time limitation issues, and who is up to speed on the very latest case law and statutory interpretation, the manufacturer will take advantage of you. Manufacturers have endless resources and power. They hire attorneys who are well versed in Lemon Law analysis and will utilize the time limitation language in the law to defeat you. You need to fight all this power and these resources with someone who can stand up to the manufacturer, who knows the law cold and is willing to fight for your rights.


Business Purposes

The Lemon Law says that a consumer is "A person who purchases or leases a new motor vehicle for personal, family, or household use, {(MCL 257.1401(a)(I)}. Manufacturers will sometimes argue that you are not entitled to use the Lemon Law if:


You use your vehicle for business. For example if there is a logo on your truck or mini van or if you use your vehicle in connection with construction, hauling, transporting, etc. (Simply using your vehicle to drive to and from work does NOT mean your vehicle is used for business purposes).



Foreclosure & Identity Theft Lawyer Services in Oak Park

You can stop a collector from contacting you by writing a letter to the collection agency telling them to stop. Once they receive your letter, they may not contact you again except to say there will be no further contact. The agency may notify you if the debt collector or the creditor intends to take some specific action.


A collector may not contact you if, within 30 days after you are first contacted, you send the collection agency a letter stating you do not owe money. However, a collector can renew collection activities if you are sent proof of the debt, such as a copy of a bill for the amount owed.


Many consumers don't know or understand there are laws to protect them against the harsh debt collectors and creditors. These laws are intended to protect consumers from collection agencies that violate the law and creditors who wrongfully blemish their credit reports.



If you're looking for a professional foreclosure attorney in the Oak Park area, contact us for more information! Schedule your FREE initial consultation and get the attention you deserve.