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How Can Identity Theft Affect Your Credit Score?

Identity Theft Lawyer

Recent data suggests that identity theft is one of the fastest growing crimes worldwide. In the United States, it is estimated that nearly 15 million people fall victim to identity theft annually. When criminals steal someone’s identity, they can use existing credit cards, apply for and receive new credit accounts, secure personal  loans, and cause an incredible amount of grief to the victim and their family. Unfortunately, this crime can often result in the victim’s credit score plummeting, however lawyers who specialize in this area of the law are able to aid the victim in restoring their credit, but this can be a relatively slow process.


Because of the prevalence of identity theft, it is crucial that everyone pay close attention to their credit card statements and notify the credit card company immediately if a suspicious charge appears. Fortunately, when people become aware of their identity being stolen and take immediate action, they can frequently avoid dings to their credit score. 


When victims do not realize that they have been preyed on by a criminal, balances quickly pile up, and credit scores can nose dive. Unfortunately, credit scores rarely rise as fast as they fall and for that reason, it is wise to contact a lawyer that specializes in this area of law.


An experienced lawyer can work closely with creditors, put an end to harassing phone calls, and take the necessary steps to restore your credit. Those residing in Metro Detroit whose identity has been compromised should contact Adam Alexander to take the necessary steps to protect or restore your credit score. 


What makes identity theft so awful is that it is a double-whammy, so to speak. It is bad enough when someone leaves you on the hook to pay for their shopping spree, but when your credit score dips, it can affect your insurance premiums, your ability to purchase a car, and your ability to acquire a personal loan. For these reasons and more, contact Mr. Alexander immediately for free consultation!

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